Services

It’s not our job to simply construct ‘plans’ for our clients, but rather it’s our job to engage in ‘planning’. There’s a big difference. To create a plan for a client suggests that an advisor can simply set it and forget it -- it’s something we see all too often in this industry. Engaging in planning implies that there is a dynamic element of the process that must continually be reviewed, reworked, and when it comes to assets, reallocated.

As we move through life, it’s inevitable that our circumstances will change. You may have come into sudden wealth, be going through a divorce, be saving for a new child’s future education, or be on the lookout for a new vacation home. Whatever it is, we’ll help you adjust course in your financial journey and incorporate your new set of circumstances into your financial plan. While doing so, we’ll manage your wealth in a manner that will not only help you to reduce your overall long-term tax burden and create tax-efficient drawdown strategies in later years but also help you enjoy the fruits of your labor today.

We can’t control the markets, but we can control how we react to them. We’ll help you expertly navigate financial markets and safeguard your assets. It’s your duty to keep your eyes on the big goals, and it’s our job to focus on the details on your behalf.

RichMark utilizes investment vehicles that are tactically managed and dynamically adjusted to navigate the constantly changing economic landscape.

You can’t take it with you when you go, but you sure should be able to keep as much as you can in your pocket while you’re here. We’ll help you reduce your overall long-term tax burden, create tax-efficient drawdown strategies in later years, and transfer wealth seamlessly to beneficiaries.

Effective tax planning is a critical component of long-term wealth creation and preservation. Over time taxes can drastically impact your overall wealth and reduce the sustainability of your retirement plan. In a constantly changing tax environment, we provide you with sound advice and help you create effective strategies to minimize the impact of income taxes.

Estate planning is an important aspect of your wealth management plan. We can help you control the inevitable distribution of your wealth. We’ll discuss sensitive issues, beneficiary designations, estate tax minimization, and the establishment of trusts to protect your loved ones and the hard-earned assets that you have accumulated through your lifetime.

Within the framework of your financial plan, the elements of risk are present in a variety of places. As an integral part of our process, we ensure we have adequately addressed the various elements of risk you may be exposed to.

Accidents & illnesses are a part of life. But you can be prepared. When assessing lifestyle risks, we're looking at those risks which if realized would cause significant financial hardship. In order to protect you, we’ll conduct assessments of the following:

• Beneficiary review and update
  
• Current policy review
  
• Identify hidden risks to your bucket list
  
• Prepare for unforeseen medical expenses
  
• Identify independent insurance solutions